Terms of Service 


BIClabs is an imprint of Business & Investor Labs GmbH (“Business & Investor Labs”) which provides you with access to a rich collection of resources (the “Resources”), including information, toolkits, data, documents, downloads, files, text, images, videos, webcasts, tools, resources, products, or other content made available or enabled via this site or through any medium or device now known or hereafter developed (the “Service”).


The offered Service is subject to the following Terms of Service (“TOS”). Business & Investor Labs may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service. You can review the most current version of the TOS any time at: http://clarintelligence.com/terms-and-privacy-members/.

In addition, you are subject to our Privacy Policy and when posting in our forums, you are subject to our community guidelines, which you can find at: http://clarintelligence.com/community-guidelines/. Those community guidelines may be modified from time to time. All such guidelines or rules are hereby incorporated by reference into the TOS.

By accessing the website at http://clarintelligence.com, you are agreeing to be bound by these TOS, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site.


The Resources are protected by applicable copyright and trademark law of Germany as well as other countries and may be subject to liability for such unauthorized use. Business & Investor Labs will enforce its intellectual property rights to the fullest extent of the law, including the seeking of criminal prosecution. Resources may not be reproduced, duplicated, copied, transmitted, republished, sold, traded, resold, or exploited for any commercial purposes, any portion of the Service (including your membership ID), use of the Service, or access to the Service. If you make other use of the Resources you may violate copyright and other laws.


The Resources and Service on Business & Investor Labs GmbH’s website are provided on an ‘as is’ basis. Business & Investor Labs GmbH makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Business & Investor Labs GmbH does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the Resources on its website or otherwise relating to such Resources or on any sites linked to this site, that would directly, indirectly or incidentally result in damage or loss caused or alleged to be caused in connection with the use of or reliance upon our materials available on this website. Any reliance you place on such information is therefore strictly at your own risk.

The materials appearing on Business & Investor Labs website could include technical, typographical, or photographic errors. Business & Investor Labs GmbH does not warrant that any of the materials on its website are accurate, complete or current. Business & Investor Labs GmbH may make changes to the Resources contained on its website at any time without notice. However Business & Investor Labs GmbH does not make any commitment to update the materials. 

In no event shall Business & Investor Labs GmbH or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Business & Investor Labs GmbH’s website, even if Business & Investor Labs GmbH or a Business & Investor Labs GmbH authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.


Business and Investor Labs may provide, or third parties may provide, links to other websites or resources. Business & Investor Labs has not reviewed all such sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Business & Investor Labs GmbH of the site. Use of any such linked website is at the user’s own risk.


Business & Investor Labs reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Service (or any part thereof) with or without notice. You agree that Business & Investor Labs shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service for any reason.


You agree that Business & Investor Labs may, in its sole discretion and without prior notice, immediately terminate your account, deny access to any and all associated Content entered by you or related parties, and deny access to the Service for reasons that include, but are not limited to: (a) breaches or violations of the TOS or other incorporated agreements or guidelines; (b) requests by law enforcement or other government agencies; (c) a request by you (self-initiated account deletions); (d) discontinuance or material modification to the Service (or any part thereof); (e) unexpected technical or security issues or problems; (f) extended periods of inactivity; (g) engagement by you in fraudulent or illegal activities; and/or (h) nonpayment of any fees owed by you in connection with the Services. Termination of your account includes (a) removal of access to all offerings within the Service, (b) deletion of your password and all related information, files, and content associated with or inside your account (or any part thereof), and (c) barring of further use of the Service. Further, you agree that Rainmaker Digital shall not be liable to you or any third party for any such termination of your account, any associated email address, or access to the Service.


These terms and conditions are governed by and construed in accordance with the laws of Germany and you irrevocably submit to the exclusive jurisdiction of the courts of Berlin.

Privacy Policy

Your privacy is important to us.

We don’t ask for your personal information unless we truly need it.

We don’t share your personal information with third-parties, except where required by law.

It is Business & Investor Labs GmbH’s policy to respect your privacy regarding any information we may collect from you across our website, http://clarintelligence.com.

Personal Information

We may ask you for personal information, such as your name, email, address, contact details and payment details. We collect only the personal information relevant to providing you with a service, and use your information only to ensure the fulfilment of this service. You are free to refuse our request for your personal information, with the understanding that we may be unable to provide you with some of your desired services without this information.

We do not share your personal information with third-parties, except where required by law or to protect our own rights. We will only retain personal information for as long as necessary to provide you with a service.


We use “cookies” to collect information about you and your activity across our site, which helps us improve the service and the user experience. A cookie is a small piece of data that our website stores on your computer, and accesses each time you visit so we can understand how you use our site and serve you content based on preferences you have specified.

Technologies such as cookies, beacons, tags and scripts are used by us and our affiliates, and other companies with whom we do business, such as technology service providers, analytics providers. These technologies are used in analyzing trends, administering the site, tracking users’ movements around the site and to gather demographic information about our user base as a whole. We may receive reports from these companies based on the use of these technologies by these companies, and the reports may be based on the analysis of individual and/or aggregated usage.

Analytics / Log Files – As is true of most websites, we gather certain information automatically and store it in log files. This information may include Internet protocol (IP) addresses, browser type, Internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data.

If you do not wish to accept cookies from us, you should instruct your browser to refuse cookies from our website, with the understanding that we may be unable to provide you with some of your desired service without them. This policy covers only the use of cookies between your computer and our website; it does not cover the use of cookies by any advertisers.

Third-Party Services

We may employ third-party companies and individuals on our websites – for example, analytics providers and content partners. These third parties have access to your personal information only to perform specific tasks on our behalf, and are obligated not to disclose or use it for any other purpose.

Our website embeds social media connections, such as with Facebook and Twitter through sign on buttons. As such, information regarding your IP address may be collected and we may set a cookie to enable the feature to function properly. Social media features and widgets may be hosted by a third party. Your interactions with these third-party features are governed by the privacy policy of the companies providing the features.


We take security seriously, and do what we can within commercially acceptable means to protect your personal information from loss or theft, as well as unauthorized access, disclosure, copying, use or modification. That said, we advise that no method of electronic transmission or storage is 100% secure, and cannot guarantee the absolute security of your data.

Links to Other Sites

Our website may link to external sites that are not operated by us. Please be aware that we have no control over the content and practices of these sites, and cannot assume responsibility for their treatment of your personal information. This privacy policy only covers our website and privacy practices.

Changes to our Privacy Policy

At our discretion, we may change our privacy policy from time to time. Your continued use of this site after any changes to this policy will be regarded as acceptance of our practices around privacy and personal information.

Business Transfers

If we or our assets are acquired, or in the unlikely event that we go out of business or enter bankruptcy, we would include user information among our assets transferred to or acquired by a third party. You acknowledge that such transfers may occur, and that any parties who acquire us may continue to use your personal information according to this policy.


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